A baby for P

My name is Brandi. I’m 36 and at 1 point in my life a few years back I thought I had it all kids a husband. Pets, a home and lots of love and support from everyone around us. Due to a complicated pregnancy and contentment in life I opted to have a tubal ligation in 2014. In March of 2022 my husband was killed in an automobile accident never in a million years did I think I would be widowed by 34. After my husbands death there were months of depression and darkness and then by chance I happened to meet my now current fiance. He has taken the darkness and shown my kids and I what it is like to be loved again. The patience and understanding he has shown and given are unlike anything I’ve ever seen in my life. And I am lucky enough to call him mine. Every day this man wakes up and does everything in his power to make mine and my kids lives easier better more enjoyable because he wants to. And he never asks for anything in return. The one thing he has always wanted is a child of his own and it’s the one thing I can not give him without ivf. He has great insurance but even if they add me I had voluntarily sterilization surgery and they will not cover ivf. Had I known that I would regret my decision 10 years later I never would of had the surgery. No one plans for death. Please help us if not for me for him he definitely deserves to be a father.